Combien de rachat de crédit peut-on faire ?
L’équipe de forum-rachat-credit.com a reçu cette question par mail de Pierre, marié, 2 enfants, 43 ans.
« Bonjour, j’ai contracté un rachat de crédit il y a 7 mois car j’avais trop de crédits avec des taux différents et ce n’était pas facile à gérer. J’ai réussi à dégager 400 euros par mois et je suis très content de mon rachat de crédit réalisé par Sygma Banque par mon courtier de Paris en regroupement de crédits. J’ai repris un crédit il y a un mois pour mes travaux. Puis-je faire racheter mon rachat de crédit ? Combien de rachat de crédit peut-on faire ? Merci pour votre réponse rapide ».
Il est possible de réaliser plusieurs rachat de crédit.
A savoir : un délai de 2 ans entre chaque rachat de crédit est recommandé (Il s’agit en fait d’un rachat de rachat de crédit).
le premier rachat de crédit doit dater de plus de 2 ans
vous ne devez avoir aucun rejet sur les crédits en cours
votre le ratio hypothécaire doit être inférieur à 80%
votre endettement avant le « rachat de rachat de crédit » doit être inférieur à 60%
Le « rachat de rachat de crédit » est de plus en plus demandé en raison de la recherche permanente d’un meilleur taux et d’une baisse de mensualités.
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